Phishing is the fraudulent attempt to obtain sensitive information such as usernames, passwords and credit card details by disguising oneself as a trustworthy entity in an electronic communication.Wikipedia
This post is about phishing because I almost got charged with an unknown transaction. This happened exactly on Saturday 21, 2019 when checking my Wells Fargo online balance.
The charges were $19.00 dollars from TechBus(We will learn more about it later on in this post). Thankfully these were declined after my bank investigated the case.
The statements charged into my account had a phone number 844-690-9861. Having acquired this I could look for said number online and find whether or not they were a legitimate business. After researching, I found out that this website actually works as a cover up for a porn site. Funny is not it?
To make it more easy to understand, TechBus its used as a medium to get money between the user and the porn site that is asking you for your credit information. A smart move… but why did I almost got my ass charged since the only few porn sites that I know of are xvideos and redtube?
Well, let’s say this usually happens in three ways:
- Verify Age – Filling a form to verify your age.
- Adult Game – Normally ask for credit information to confirm you’re 18+
- Cam – Signing Up for a Cam Show website such as cam4, etc to verify you’re 18+
I actually can admit that I never submit my credit card information unless it is on Udemy or at Amazon. So how the heck they got my information? TBH, I don’t know or maybe I got into one of those websites but I just can not recall since I’m always very cautious when it comes to filling forms in websites with such horrible designs.
How to recover your money
Reporting it is quite an easy task. If you use Wells Fargo as I do, you can call the number that is located in the back of your card, 1-800-869-3557 which can be used to assistance in the U.S. or Canada; for international assistance the phone number to call is this one, 1-925-825-7600. You can easily go to Wells Fargo website as well.
Once in there, log in with your credentials; go to the
Security and Support tab and hover over it > under Report Fraud & File Claims > Dispute a Transaction > File New Dispute > Select Account > Choose Transaction.
Wait for about 24-48hrs-Up to a week for the bank to investigate and then you will be able to get your money back.
How to report the scam website
I highly recommend you guys to report any fraudulent website you get to see on the Internet. This will help prevent future scams to future Internet users; in order to do so, you will need to follow the instructions given in the link below.
That is it, thanks for reading. Please share this article if you found it useful. Bye-Bye 🙂 .